Word of the Month…

Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

Digitize (dig-i-tize) verb

Meaning: To convert something into digital form

Sample Sentence: The hospital digitized the x-rays, making them available to doctors virtually.

5 Life Hacks

1. If your AC unit is smelling stale, tape a dryer sheet over it before turning it on.

2. Keep an emergency medical card in your wallet containing vital information like allergies, blood type, and emergency contacts.

3. Sick of your phone charger snapping at the end? Use a spring from an old pen and attach it to the end of the charger to keep it from bending.

4. Just home from the store but don’t want to wait hours for your drink to get cold? Wrap it with a wet paper towel and put it in the freezer. It’ll be ice cold in 15 minutes.

5. Concerned about leaving your valuables at the beach while you swim? Clean out an old lotion bottles and place your phone and keys in it, deterring thieves.

Why Don't Scientists Trust Atoms?

Because they make up everything!

Quotes To Live By…

“You’re off to great places, today is your day. Your mountain is waiting, so get on your way.”         –Dr. Seuss

“No one is perfect — that’s why pencils have erasers.”                                      –Wolfgang Riebe, magician

“In every day, there are 1,440 minutes. That means we have 1,440 daily opportunities to make a positive impact.”   
                        –Les Brown, speaker

Does Sugar Cause Inflammation?

    Research shows that what we eat has a significant impact on our bodies. In particular, excess sugar is known to increase inflammation in the body. Chronic inflammation can result in a range of ailments and poor health outcomes, including depression, anxiety, aches and pains, low immunity, digestive issues, fatigue and insomnia, cancer, diabetes, arthritis, and Alzheimer’s.

What is inflammation? In a nutshell, inflammation is the body’s response to foreign substances and is part of its defense mechanism. Chronic inflammation, however, can cause disease because the body is always on alert and stressed. Sugar increases inflammation in several ways, including weight gain, higher bad cholesterol, a more permeable gut (which allows bacteria and toxins into the bloodstream), and an increase in harmful inflammation markers.

Reducing sugar in your diet is linked to reducing inflammation. The problem is that sugar is in almost everything, and we don’t even know it. It is in dressings, drinks, yogurt, snack bars, tea, alternative milks, supplements, cereal, and even health foods.

The Food and Drug Administration recommends that added sugar should account for less than 10 percent of your total daily calories. Here are some ways to cut out sugar in your diet and help reduce inflammation:

• Read food and drink labels. Choose items that contain no added sugar.
  
• Ditch the sugar in your cupboards. Replace sugar with natural sweeteners like honey, agave, maple syrup, and stevia
  
• Taste things before adding sugar. You might end up preferring food without the extra sweetener.
  
• Avoid artificial sweeteners
  
• Eat fresh fruits and vegetables over canned foods
  
• Swap soda for flavored water
  
• Substitute sugar with applesauce in recipes
  
• Eat more fruit
  
• Buy chocolate that is sweetened with stevia instead of sugar
  
• Make your desserts using naturally sweet foods like dates

 www.rudyperkinsrealty.com

Thank You!  Thank You!  Thank You!

Thank You! Thank You!

Thanks to all of my clients and friends who support my practice and graciously referred me to your friends and neighbors. Rather than pester people with unwanted calls and visits, I build my business based on the positive comments and referrals from people just like you. I couldn't do it without you!

Brain Teaser

I cannot be purchased but can be given. I may be worthless to one, but invaluable to two. What am I?

(See page 4 for the answer.)

What’s My Home Worth?

If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit. Request this “no charge” in-depth home value analysis by emailing me at: 
[email protected]

Are You Storing Potential Earnings?

On average, most Americans have over 300,000 items, and 1 in 4 Americans have a clutter problem! Research for Huffington Post found that 84 percent of Americans worry that their homes aren’t organized enough and it’s a big cause of stress. Maybe it's time to declutter AND destress!

Make $ With Your Clutter

Now that you’re aware of how much stuff is in your home why not take the opportunity to sell a few things? You don’t even have to leave your home!

-List items for sale on Facebook Marketplace, the Nextdoor app, or Craigslist.org (search online for any of these and how to use each).

-Arrange for a porch/front door pickup (or, meet in a public place).

-Leave the item outside and ask the buyer to pay you electronically or place the money in your mailbox.

Self-Improvement Websites

These sites help keep you  motivated while you learn something new.

www.greatist.com – Here you’ll find articles on fitness, nutrition, relationships, and mental health.

www.thoughtcatalog.com – This website is full of inspirational stories and a community of people engaged in sharing their ideas and experiences of self-improvement.

www.lifehacker.com – A site full of practical hacks, knowledge, and self-improvement tips.

Buy Appliances That Last

    Appliances aren’t made to be as durable as they used to be. Changes in manufacturing have led to cheaper parts being used, and this applies to dishwashers, refrigerators, clothes washers and dryers. Products also have more electronic systems, increasing the risk that more parts will fail. Here are tips on how to pick an appliance that lasts:

• Choose a well-known brand that has inexpensive replacement parts: Whirlpool, Electrolux, KitchenAid, Maytag, and Frigidaire.
• Consider how much you need all the extra gadgets on an appliance, and decide on important ones (maybe extra bins in the freezer instead of a Bluetooth connection).
• Ensure you buy a surge protector to protect appliances from voltage spikes.
• Avoid washers with digital displays – they are expensive to replace.
• Consider the brand Speed Queen for laundry: Consumer Reports say these washers and dryers are made to last and rank highly in reliability scores.

 Papers You Should Be Shredding

    To ensure you don’t become a victim of identity theft, always shred the following items (post this list over the shredder!):

• Expired or cancelled credit cards
• Credit card offers
• Utility and credit card bills
• Anything containing your social security number
• Documents that include banking information, your name and address, signatures, bank account and card numbers
• Tax returns that are more than 7 years old
• Boarding passes
• Prescription labels
• Receipts with your card number and signature
• Pet medical papers
• Resumes

 www.rudyperkinsrealty.com

Would You Like To Know How Much Your Neighbor's Home Listed Or Sold For?

Maybe you’re just curious.  Or perhaps you want to know how much your home is worth.  Either way, I can help…with no “sales pitches” or run-arounds. Please visit my website, www.RudyPerkinsRealty.com, and search under the sellers' tab.

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Brain Teaser Answer:

Love

Did You Know?

Bubble wrap is a great stress reliever and packaging item, but was actually invented as wallpaper. Engineers Al Fielding and Marc Chavannes invented bubble wrap in 1957, by accident. They were trying to develop textured wallpaper by sealing two shower curtains together and trapping air bubbles. In 1960 they founded Sealed Air Corp and a year later began using it as packaging material.

Handy Homebuyers

It would be great if the expenses stopped at the down payment, but you can tackle many projects yourself with these handy tools (they make good housewarming gifts, too):

• Snake for unblocking drains
• Flashlight
• Plunger for blocked toilet(s)
• Safety goggles
• Stud finder

THANK YOU for reading Rudy Perkins Realty, my

personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome.

AND…whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you…

RUDOLPH PERKINS

Rudy Perkins Realty

12032433820

[email protected]

_{Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.}

Real Estate Corner…

Q. A seller offered to finance me. What does that mean to me?

A. This is one of the options you might consider if you want to buy a home but can’t afford a significant down payment. In a “seller take-back,” the seller holds a second mortgage for you and becomes your lender.  You would make your monthly mortgage payments to the seller. 

     Other ways to buy a home with little down include using local or federal government programs, using a tax refund, and asking a relative or friend for a financial gift.  Before you do any of the above, consult a professional REALTOR^® about your options.  A REALTOR^® also will provide you with direction and connections to a lender and help you avoid costly traps and pitfalls in the home-buying process. 

     For more information on down-payment options, read my Free Consumer Report “4 Quick Ways To Buy A Home With Little Down.” To get your free copy, please copy and paste this link into your browser: https://www.rudyperkinsrealty.com/wp-content/uploads/2015/07/4WaysRentersCanBuy.pdf.    

     Do you have a question related to real estate or homeownership?  Please email me at [email protected].  Perhaps I’ll feature your question in my next issue!

www.rudyperkinsrealty.com

Who Wants To Win

$50.00 Gift Prize?

Be the first person to correctly answer this month's quiz.
 

Last month's quiz. What inspired cartoon character Scooby-Doo’s name?

a) A song b) A dessert c) A dance  d) A pet

The answer is a) A song. Frank Sinatra's song "Strangers in the Night" inspired Scooby-Doo's name (doo-bee-doo). So let’s move on to this month’s trivia question.

Which of these airports is not in France?

a) Bastia-Poretta b) Almeria  c) Biarritz d) Orly

Email Me Your Answer At [email protected],

And You Could Be One Of My Next Winners!