Rudy Perkins Presents...
Rudy Perkins Realty Newsletter!
"Insider Tips For Healthy, Wealthy & Happy Living..."
When we were kids, making friends was as straightforward as marching up to a new face and asking if they wanted to play. As adults, however, forging new friendships can be a little more challenging. Here are a few things to try when you want to expand your circle of like-minded friends:
No matter which method (or methods) you try, remember that just showing up isn’t always enough. Someone has to start talking! Be prepared to introduce yourself to people with a compliment or question to strike up a conversation about your mutual interests.
Homework, a given by the time a student reaches high school, starts early for most students. Teachers even send home assignments with kindergarteners. It’s important for parents to establish healthy routines around homework, and that includes knowing when—and how—to help your young kids complete their homework assignments.
Above all, remember it’s crucial for children to learn how to do their own homework—don’t do it for them!
Saving money isn’t just about getting a great deal on a big purchase or putting a percentage of each paycheck into a rainy day fund. Make saving money a daily habit with some of these small steps:
1. Change the time when you normally go out. Happy hour and movie matinees cost less than dinner or evening showings.
2. Find out what your library has to offer. You know about the books already, but your local library may also have a multitude of movies, magazines, CDs, museum passes, and even a “library of things” (think kitchen or gardening tools) you can check out for free.
3. Make double batches of dinner for next-day leftovers or freeze the extra for nights when you might otherwise get take-out.
4. Choose fabric over paper. Keep a stash of cloth rags in the kitchen to use instead of paper towels. Use cloth napkins instead of paper ones.
5. Shop secondhand. Browse local thrift stores, garage sales, or check out online auction sites like Ebid.net.
6. Set up an auto-transfer to savings accounts or IRAs. An automated bank transfer will help build your savings with zero stress. Even a small amount, bi-weekly or weekly, is better than nothing.
7. Eat more veggies. Meat generally costs more, so swap it out for more vegetables. Beans, for instance, are filling and crammed with nutrients.
You’ve planned and saved for a vacation, and the last thing you want is to spend half of it feeling groggy. Here are things you can do before and during your trip to mitigate the impact of jet lag, which is caused by traversing several time zones and affects your internal clock.
Before you travel
During your flight
When you arrive