Rudy Perkins Presents...
Rudy Perkins Realty Newsletter!
"Insider Tips For Healthy, Wealthy & Happy Living..."
(What to Snack On Instead)
Midnight snacks are not to blame for weight gain—at least not simply because of when they’re eaten. Research says it’s the overall daily consumption of calories to keep an eye on, but that doesn’t mean all late-night snacks are created equally.
Snacking in addition to meals too often can be a negative for your overall health, but there are some snacks that can hinder your ability to get a good night’s sleep. Here are some things not to eat before bed—and some substitutions to keep handy instead.
Instead of This… …Eat This
Instead of Ice Cream...
Try Yogurt: It’s full of calcium, which can help you sleep.
Instead of Potato Chips...
Try Pistachios: They help produce melatonin.
Instead of Chocolate...
Try Strawberries: They’re a low-calorie treat with lots of vitamin C.
In general, right before bed it’s best to avoid large quantities of simple carbs, sugar, or food that’s more difficult to digest. The sugar and carbs can cause spikes in blood sugar, making it challenging to relax, while your body working harder to digest something like red meat may cause indigestion and discomfort.
The best late-night snacking advice is:
Studies show that traveling with family members can strengthen family bonds—but that only works if you’re not arguing the whole time. Here are a few tips to ensure your next family adventure is more fun than frustration.
1. Get everyone involved in the planning process. Find books geared toward every age group that are set in your vacation destination or activity books designed for little ones traveling there. The latter may include scavenger hunts and language lessons to keep kids engaged throughout the trip.
2. Allocate extra time to get from place to place. It always takes longer than you think it will. And when you’re rushing to catch a plane or meet a tour group, patience goes out the window.
3. Make sure everyone gets nap time. Being well-rested is a critical component to making sure everyone—parents included—can enjoy every waking moment. When the kids need some shut-eye, adults should take advantage of that time for a nap, too.
4. Relax the rules a bit. If sweet treats aren’t the norm at home, they’re excellent rewards for post-museum good behavior. Treats can also be a fun way to get kids to interact with the local culture—they can have gelato every day in Rome, for instance, but how about if they to learn to order it themselves? In Italian!
Next week: Look for Part 2- Family Travel Survival FLIGHT Tips!
Wood floors can help make a home feel warm and inviting, and they’re always a big selling point. Like any natural material, though, wood needs some special care to ensure it maintains its good looks for decades.
For more information, check out the National Wood Flooring Association’s website: woodfloors.org
They may be only one letter apart, but an HSA (health savings account) and FSA (flexible spending account) are different animals that need different care—and an HSA offers so much more than most people realize.
People with high-deductible health insurance plans may qualify for a health savings account, which allows you to put pre-tax income into a savings account to be put toward medical care costs down the road. Unlike an FSA, there’s no deadline for using the money—you could save it for years, even past retirement—and it’s not tied to a specific employer. You take it with you no matter where you work. And as long as the expense is a qualifying medical cost, you get to choose when it gets spent.
Talk with your employer about signing up for an HSA if you haven’t already—you can often contribute monthly through payroll deductions—and try to contribute the maximum amount each year. Check in with your tax preparer to find out if you can add anything to your HSA before you file your taxes.