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Rudy Perkins Realty Newsletter!
"Insider Tips For Healthy, Wealthy & Happy Living..."
Most of us know someone expecting baby number one. Or maybe it’s you! For a lot of new parents, finances are not the biggest priority. But planning ahead can make the first year easier so you don’t have to think about money. Instead, you can spend the time enjoying your new, expanded family.
To avoid the stress of unexpected costs associated with your newborn and to create a secure financial future, there are some steps you can take to make sure you stay on track.
The average commute for Americans is 26 minutes to and from work each day, adding up to 200 hours per year. For some, a commute can be over an hour each direction in highly populated cities such as New York.
Whether you’re traveling by car, bus, train, or subway, research has found that stressful commutes are associated with a wide range of health problems that impact us physically and mentally:
Did You Know?
Ever struggled to find a movie to watch, and instead spend hours trolling through sites like Netflix and Hulu? Make a quicker decision with these sites:
www.reelgood.com/roulette/netflix– The site helps you decide what to watch next by genre, movie rating, and type of show. It can also compare against other streaming sites like HBO, Prime Video, Hulu and 50+ others.
www.rottentomatoes.com – Rotten Tomatoes is one of the most trusted movie recommendation sites. Ratings are based on critics’ reviews, providing movie watchers with an unapologetic review of films.
www.imdb.com – IMDb is a hub of information related to film, TV shows, video games, and streaming sites. You can find trivia, cast lists, biographies, plot summaries, and fan reviews and ratings.
Our adorable companions are often referred to as “money pits” for good reason: they can be expensive. From veterinary costs to food intolerances, the costs of owning a pet can add up quickly. Here are five tips to keep costs down:
1. Adopt instead of buying a pet. Not only does rescuing give a dog a fresh start, the costs are usually considerably cheaper than buying a dog from a breeder. Typically, the adoption package includes vouchers for a local pet store, a free veterinary examination, and training resources.
2. Buy pet insurance, especially if you have a puppy. Like kids, dogs can be accident-prone and vet bills soon add up. Companies like Pets Best pay out at up to 90 percent of the vet bill, which is considerably higher than most health insurance companies.
3. Shop around for food. Most online stores, like Chewy.com or the online version of Petco, offer incentives for new customers. Petco also has a reward system where if you spend a certain amount, you get a voucher.
4. Avoid fashion items. Few dogs require clothing, unless they are shorthaired or from a warmer climate than yours. Save the money you’d use on outfits for other unexpected costs.
5. Stay current with vaccinations. This will save you big money in the long term-the vet bills for illnesses you could have vaccinated for will be much more expensive than those shots!
Small rooms can present a challenge to decorate, but don’t overlook these paint tricks you can use to make the room feel bigger: