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September 2025
New Haven, CT
Rudolph Perkins Presents...
Rudy Perkins Newsletter!
"Insider Tips For Healthy, Wealthy & Happy Living..."
Getting financial advice from an expert is always a good thing, but it doesn’t come cheap. But instead of trying to figure it out on your own, using a robo-advisor can be an affordable and time-saving way to get investment information and guidance.
Robo-advisors are digital platforms that apply algorithms to your financial details and goals to make suggestions about the kinds of investments that might suit you. They can help diversify your investment portfolio and keep a constant eye on the markets. Robo-advisors can perform many of the same tasks as a human advisor, but typically cost significantly less than working with a person. And, because they’re automated, they require less hands-on time from you, too.
While robo-advisors are not human beings, there is usually a real person involved in some fashion. The algorithms are created based on input from real investment experts, and some providers offer a combination of a robo-advisor with human advisors available for specific questions.
The services a robo-advisor offers vary depending on the provider. Still, in addition to general investment advice, they can also manage your investments automatically according to the goals you set, buying and selling as needed. This is called “portfolio rebalancing,” and, because it’s automated, it can save you an enormous amount of time that you might otherwise spend combing through data.
Suppose your primary focus is getting good investment advice without paying the often-high fees associated with working with a financial advisor. In that case, a robo-advisor may be right for you. If your financial situation is complicated, however, or if you’re looking at longer-term investment goals, you may be better off working with a human financial advisor instead. If you’d like to know more, search nerdwallet.com for ‘robo-advisor’ for reviews and details.
www.rudyperkinsrealty.com
Learn How To Maximize The Value Of Your Home
Did you know there’s a free consumer report showing what to fix to net the most value for your home? It’s called “Make Your Home Show Like A Model Without Breaking The Bank” and it’s an essential guide to homeowner profits. You can get a free copy by emailing me at [email protected]…
Word Of The Month…
Studies have shown that your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word so that you can impress your friends (and maybe even fatten your wallet!)…
laudatory (pronounced LAW-duh-tor-ee) adjective
Meaning: voicing or showing praise
Sample Sentence: He got such a laudatory introduction before his speech that it made him blush a bit.
Dehydrated Dozing
Many of us struggle to drink enough water throughout the day, but that’s only one of the potential reasons you feel really thirsty before you even get out of bed in the morning.
We lose a significant amount of water overnight while we sleep, which may lead to waking up and immediately starting your day dehydrated. Somewhat paradoxically, not getting enough sleep can also lead to dehydration. Experts say most people need between 4 and 6 cups of water per day and at least 6 hours of sleep per night to help prevent dehydration.
That's A Sticky One
What’s the difference between a piano, tuna, and glue?
I give up.
You can tuna piano, but you can’t piano a tuna.
Wait, what about the glue?
Yeah, everyone always gets stuck on that.
Quotes To Live By...
“It is not in the stars to hold our destiny but in ourselves.”
– William Shakespeare, playwright
“I knew it was time to get off reality TV when someone asked me if I sang as well as acted."
– Ozzy Osbourne, metal singer
“When I get a little money, I buy books; and if any is left, I buy food and clothes.”
– Desiderius Erasmus, philosopher
Waking up refreshed and ready to take on the day can sometimes feel like a challenge. Here are some expert tips and tricks to cultivate your inner early bird. And, if you’re struggling with sleep in general, talk to your doctor.
- Let the Sun Shine: Expose yourself to sunlight as soon as you wake up, either by opening the blinds or using a light box if it’s still dark outside. Even 15 minutes with a light box every morning can make a difference.
- Skip the Snooze: Ten extra minutes of sleep won’t make you any more rested, and may actually make waking up more difficult. Move your alarm away from the bedside, too, so you have to physically get out of bed to turn it off.
- Have a Powerful Breakfast: Make your first meal of the day one that will give you the energy boost you need in the morning. It doesn’t have to be a big meal, so long as the focus is on protein, complex carbs, and healthy fats.
- Avoid Afternoon Coffee: Caffeine can stay in your system for as long as 12 hours, so a cappuccino to combat 2 pm drowsiness may make it harder to fall asleep and, consequently, to wake up on time.
Try these three easy tricks to increase the usefulness of your internet searches.
1. Quotation Marks: Enclosing a search term in quotation marks helps reduce unrelated search results. Entering “Sioux Falls” in quotation marks, followed by the word karaoke, enables you to find karaoke spots in Sioux Falls. “Sioux Falls” “bike rental” will direct you to bike rental companies specifically, rather than bike shops.
2. Searching Within a Site: If a website doesn’t have its own search tool, you can perform a site-specific search using a search engine. Enter site: knittinghelp.com brioche to get brioche knitting tutorials and discussions on just the Knitting Help website. Just ensure you’re using the entire domain (including the relevant .com, .org, etc.).
3. The Minus Sign: A simple dash acts as a minus symbol in a search engine, eliminating certain words from search results. If you have an Android phone, entering “best cooking apps” -iPhone will help exclude recommendations that are geared toward iPhone users. If you want to see more variety in shopping searches, adding -site:Amazon.com to your search term helps cut down on the Amazon listings you’ll see.
www.rudyperkinsrealty.com
Free Consumer Help Is Just A Phone Call Away
Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling or refinancing a home. Best of all, it’s FREE. Ask about my “Insider’s Free Resources” by calling me at: (203) 243-3820
DID YOU KNOW…
Unlike most real estate agents, I DON’T spend my time pestering people with phone calls or bothersome interruptions to find good clients. Instead, I dedicate 110% of my time and energies to providing such outstanding service, people naturally think of me when a friend or family member needs help buying or selling a home. THANKS for your referrals!
Brain Teaser…
I start with T, end with T, and surround T. What am I?
(See page 4 for the answer.)
Real Estate Question?
Perhaps you want to know the value of your home. Or maybe you need a recommendation for a handyman, carpet cleaner, or plumber…Either way, I love hearing from all of my good friends and clients. I’m happy to help answer any questions you may have about real estate or homeownership. If you have a question, a tip, or an idea, please email me at [email protected]. I’m here to help!
Freshwater Seafood?
Did you know that whether it comes from salt or fresh water, it’s all called seafood? The Food and Drug Administration agrees!
Websites To Learn An Instrument
These websites and apps make it easy to learn to play a musical instrument.
Yousician.com (available on Windows, macOS, iOS, and Android) offers lessons in guitar, piano, bass guitar, singing, and even ukulele. Access lessons on your computer or mobile device and choose from thousands of popular songs to play. A free trial is followed by a Premium+ plan at $19.99/month or $139.99/year.
FenderPlay (fender.com/play; web, iOS, Android) comes from the most popular guitar makers and offers lessons for beginners and intermediate musicians alike. Learn to play thousands of songs on guitar, bass guitar, and ukulele—enjoy a free trial, then pay $19.99/month or $149.99/year.
MasterClass.com (web, streaming TV) has a treasure trove of lessons taught by more than 30 musical masters. Learn drumming from Ringo Starr, jazz piano from Herbie Hancock, violin from Itzhak Perlman, and more. You can even learn about songwriting, DJing, and performing live. Memberships are $120/year and come with a 30-day money-back guarantee.
How To Support
A Child With Dyslexia
Dyslexia can be confusing and frustrating for a child as well as their parents and caregivers, especially if adults in the child’s life have never struggled with dyslexia themselves.
Creating a supportive and nurturing environment is crucial for a child with dyslexia to learn how to process information effectively. Here are six things you can do to help your child with dyslexia succeed.
1. Focus on multisensory learning: Dyslexic children learn differently, and methods that encourage the use of multiple senses at once can help them understand and retain information better. This may include body movement, audio tracks, or visual aids.
2. Read out loud: When you read aloud to your dyslexic child, you can pause to talk about what you’re reading. This engages different parts of their brain, promoting vocabulary building and comprehension.
3. Make large tasks seem smaller: Breaking down one large task into many smaller ones can significantly reduce overwhelm in a dyslexic child. This also enables the celebration of each small accomplishment, which can help build confidence.
4. Use technology: There are many forms of assistive technology available today that can take some of the difficulty out of the learning process for children with dyslexia, including speech-to-text or text-to-speech software.
5. Engage educators: Your child’s teachers should be part of your educational team, so talk to them regularly about what works (and what doesn’t) and how you can work together to support your child.
6. Facilitate open communication: You want your child to feel comfortable talking to you about their challenges and frustrations (even if they’re hard to hear) so you can work through them and come up with solutions together.
www.rudyperkinsrealty.com
Thank You! Thank You! Thank You! Thank You! Thank You! Thank You!
I want to thank all my clients and good friends who have supported my business over the years. And special thanks to everyone who thought of me with your referrals!
Thanks For Thinking of Me!
Did you know I can help you, or any of your friends or family, save time and money when buying or selling a home? Thank you for keeping me in mind with your referrals and spreading the word about my services.
Brain Teaser Answer:
A teapot
Unclutter Your File Cabinet
In a digital world, keeping paper copies of financial statements is no longer as critical as it once was. Experts recommend hanging on to tax returns for at least seven years, but once you’ve reconciled monthly bank statements and verified all charges on credit card statements, it’s usually safe to dispose of them after one year. There are a few caveats, like saving monthly statements that contain records of significant or deductible expenses, so check the details here before you power up the shredder: consumerreports.org/consumerist/how-long-should-i-hold-on-to-my-old-bills-other-documents/
THANK YOU for reading my
Newsletter, I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome.
AND…whether you’re thinking of buying, selling or financing real estate, or want to stop by and say “Hi,” I’d love to hear from you…
Rudy Perkins
Rudy Perkins Realty
(203) 243-3820
Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.
Q: What do buyers really want when looking for a house?
A: Here are ways to tap into what every buyer wants:
- Every buyer wants a place to call “home”. The decision to buy is often emotional, rather than purely logical. Buyers look at a “house,” but they’re really evaluating it for its potential to become their home. Properly staging your house allows buyers to have an emotional experience – one where they envision their family living there.
- Every buyer wants a bargain. Subtly influence buyers by using such phrases as “priced to sell” or “a unique bargain at this price.”
- Every buyer wants to claim special discounts. You can motivate a sale by creating a sense of urgency. Consider using special terms that expire on a fixed date.
Want to learn more secrets about how to sell your home fast and for the most money? Call and ask for my Free Consumer Report called “6 Steps For Selling Your Home For TOP DOLLAR.” I’ll send a copy right over to you.
Do you have a question you want answered related to real estate or home ownership? Feel free to email me at [email protected]..
www.rudyperkinsrealty.com
“Who Wants To Win A $50.00 Gift Certificate?”
Then be the first person to answer this month's trivia question correctly.
Last Month's trivia question.
What river starts in Montana
and joins the Mississippi near St. Louis?
a) Columbia River b) Mississippi River
c) Missouri River d) Colorado River
The answer is c) the Missouri River, the longest in the U.S. The Mississippi River is approximately 100 miles shorter than the Missouri River. Still, together, flowing to the Gulf of Mexico, they form the fourth-longest river system in the world, behind the Nile, the Amazon, and the Yangtze rivers.
So let’s move on to this month’s trivia question.
There are over 20 countries named after people,
only one of which is a woman. What country is it?
a) Peru b) Azerbaijan c) St. Lucia d) Ireland
Email Me At [email protected] And You Could Be One Of My Next Winners!