Buying A Home Soon?  Get my Free Consumer Guide, “8 Secrets For Saving Thousands When Buying Your Home.” Call me right now at

12032433820 for details …


September 2023

New Haven, CT


 

HeardtheOffer 

Rudolph Presents...

 

Rudy Perkins Realty Newsletter!

"Insider Tips For Healthy, Wealthy & Happy Living..."


Give Your Finances
A Wellness Check

 

     Wellness is always a hot topic. Though we mostly think of wellness in terms of the health of our bodies and minds, we can apply it to our finances, too. With higher prices on everything from groceries to insurance, it’s a good idea for us to take some time to ensure our finances are as healthy as possible.

 

     According to the Consumer Financial Protection Bureau, people with financial wellness are well-prepared for their current and future financial obligations, like mortgages, car payments, and vacations. The bureau’s Four Elements of Financial Wellness include having control over daily and monthly finances, being prepared for financial emergencies, meeting financial goals like savings and retirement, and, perhaps most importantly, making choices to live life to the fullest.

 

     Incorporating these tips can help you achieve financial wellness today, and for years to come:

 

  • Track your spending for three months — and be honest with yourself! — to see where your money is going. Apps like Mint, Goodbudget, and PocketGuard make tracking easy.
  • Once you know where your money is going, set a budget…and stick to it.
  • Create an auto-deposit so that a percentage of your paycheck goes directly into savings. You don’t have to start big, either — even 1% can make a difference.
  • If you know you have a big purchase coming up, like a new A/C unit or a dream vacation, start saving ahead so that when the bill comes, it’s not such a shock to your bank account.
  • Don’t hesitate to ask for advice. The National Foundation for Credit Counseling is an excellent place to start.

 

www.rudyperkinsrealty.com

Learn How To Maximize The Value Of Your Home

Did you know a free consumer report shows what to fix to get the most value for your home?  It’s called “Make Your Home Show Like A Model Without Breaking The Bank,” an essential guide to homeowner profits.  You can get a free copy by emailing me at [email protected].

Word Of The Month…

Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… 

Nearlywed (neer-lee-wed ) noun

 

Meaning: someone who lives with their life partner, maybe engaged without a wedding dates, or no intention to marry

 

Sample Sentence: They’ve been nearlyweds for years and are quite happy.

 

 

Have A Laugh

Humpty Dumpty had a great fall.

Summer wasn’t too bad either.

Make Raking A Breeze

It’s that time of year again when leaves change into autumnal colors before falling from the trees…and into our yards. This year, make raking easier on you and your back by following these tips:

  • Choose the right rake — look for one with a broader tine spread, aiming for 30 inches, and is labeled “no-clog.”
  • Separate your lawn into quadrants and rake into rows to save time and make the most of your efforts.
  • Please take advantage of a soft breeze and rake in the same direction rather than against it.
  • Bag the leaves as soon as you’ve raked so a gust of wind doesn’t undo your work.

Quotes To Live By...

When you have a dream, you’ve got to grab it and never let go.”

–Carol Burnett, actress

 

“All the months are crude experiments, out of which the perfect September is made.”

–Virginia Woolf, writer

 

“We must let go of the life we have planned, so as to accept the one that is waiting for us.”

–Joseph Campbell, author

Ditch Sugary Sports Drinks

          

     When it’s hot out, or you’ve just finished exercising, it’s easy to grab a sports drink and think we’re fueling our bodies. Not so fast…though they contain the water, carbohydrates, and electrolytes our bodies need, many of our favorite sports drinks add sugars, food dyes, and artificial ingredients that can negate the health benefits. Instead of reaching for a bottle of red, orange, or blue sports drink, go for one of these instead:

 

  • Coconut water: Not only does it boast naturally occurring electrolytes, but its other health benefits include antioxidants and natural enzymes, vitamins, and minerals.
  • Orange juice: The morning drink is filled with electrolytes and concentrated antioxidants.
  • DIY: Combine coconut water, honey, sea salt, and a squeeze of lemon, lime, or orange juice for a homemade sports drink.

Sustainability Myths

 

     There’s a lot of information out there when it comes to sustainability, and not all of it is true. Let’s take a look at a few myths when it comes to sustainability and what we can do instead.

 

  • Paper bags are better than plastic: According to https://environment.com, producing a paper bag takes four times more energy than a plastic one—your best bet is a reusable bag.
  • Recycling is sustainable: not all products that can be recycled are. Check with your local provider to see if that milk carton or pizza box can be recycled where you live.
  • New windows save energy: Since windows don’t take up much surface area in our homes, replacing them won’t hold that much power. High estimates say you can save 10% on energy bills, while others say you won’t notice a difference. Instead, concentrate on insulation first, which can keep more and is cheaper.
  • Sustainability is a trend: quite the opposite. Companies and brands are taking action to lessen their environmental impact to meet consumer demand.

 www.rudyperkinsrealty.com

Free Consumer Help Is Just A Phone Call Away

Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling, or refinancing a home. Best of all, it’s FREE. Ask about my “Insider’s Free Resources” by calling me at:

(203) 243-3820

DID YOU KNOW

Unlike most real estate agents, I DON’T spend my time pestering people with phone calls or bothersome interruptions to find good clients. Instead, I dedicate 110% of my time and energy to providing such outstanding service; people naturally think of me when a friend or family member needs help buying or selling a home. Thanks for your referrals!

Brain Teaser…

You find yourself in a cabin with no electricity. When night falls you have a candle, a wood stove and a gas lamp, but just one match. Which do you light first?

 (See page 4 for the answer.)

Real Estate Question?

Maybe you want to know how much your home is worth. Or perhaps you need a recommendation for a handyman, carpet cleaner, or plumber…Either way, I love hearing from all my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home ownership. If you have a question, tip, or idea, email me at [email protected]. I’m here to help!

The Origins Of Labor Day

The first Labor Day was celebrated over 140 years ago in New York City. In 1894, President Grover Cleveland signed a law making the first Monday in September each year a national holiday in “celebration of the social and economic achievements of American workers.”

Did You Know?

In Old England, September was called Haervest-monath, or Harvest Month, because it was the time to finish harvesting crops in preparation for winter.

Food Preserving Websites

Get a jump on your favorite winter recipes by canning and preserving your favorite fruits and vegetables to enjoy the fresh flavors later.

 

www.foodinjars.com – A terrific resource for beginners just getting started. 

nchfp.uga.edu – Tips on canning, drying, pickling, and fermenting from the National Center for Home Food Preservation. 

www.simplycanning.com – From the author of “Simply Canning Guide” and teacher of food preservation classes at the Simply Canning School.

It's Your (Backyard) Party - Save $ If You Want To

 

     Gathering friends and family together for a party in your backyard is always a good time, especially as the fall weather arrives and we leave summer temperatures behind. Whether yours is an intimate party or a bigger shindig, we’ve devised a few ways to save some money so your wallet will enjoy the fun, too.

 

  • Make It A Potluck: There’s some speculation that potlucks date back to the Middle Ages when an impromptu meal would be served to unexpected guests — the dinnertime drop-ins would get “the luck of the pot.” Take a cue from our festive forefathers and ask guests to bring an appetizer, side, dessert, or drink of choice. Keep things organized by making a sign-up list to avoid duplicate dishes. For added fun, ask your guests to share their recipes.
  • Make Your Own Invitations: If you’re going for something more formal than a word-of-mouth or text invite, make your own invitations, and get creative. Or, for tech-savvy guests, send an e-vite or create an event on Facebook and invite them on social media.
  • Shop Smart: Watch for sales and discounts in the days and weeks leading up to your party. If you go with a theme, shop for decorations and other party items at discount and dollar stores. And if you think the theme is something you’ll return to again, store the décor to reuse when the time comes.
  • Cheers: If you plan to serve drinks, consider offering one beer and wine option, a signature punch, or spiked lemonade. Ask your guests to bring their favorite drinks, too.
  • Hey Mr. DJ: Have a friend who knows their stuff about music? Ask them to create a playlist that you and your guests can enjoy all party long.
  • Keep Your Eye On the Prize: At the end of the day, your party is a time to enjoy being with friends and family. Remember to keep your eye on the prize and enjoy yourself!

 

 www.rudyperkinsrealty.com

Please Welcome New Friends And Family Into Our Real Estate Family...

 

I want to take a moment to personally welcome my newest clients and good friends who have supported my business over the years.  And special thanks to everyone who thought of me with your referral.

 

 

 

 

 

 

 

 

Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Brain Teaser Answer:

The match

 

The Best Way To Remove Tarnish From Silver

If you have some tarnished silver that you’re hoping to make sparkle again without using too much elbow grease, I’ve got the best solution for you, and all it takes is some vinegar, baking soda, and time.

  • Pour 1/2 cup of distilled white vinegar and two tablespoons of baking soda into a glass bowl.
  • Add the silver and leave to soak for three hours.
  • When time’s up, rinse the silver and dry and polish with a microfiber cloth.
  • Voila — your silver is sparkling again!

The Easy Tip

The app Tip Me lets you split the bill and calculate each person’s tip depending on their order.

THANK YOU for reading Rudy Perkins Realty, my newsletter. I wanted to produce a newsletter with great content that is fun and valuable to you. Your constructive feedback is always welcome.

AND…whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you…

 

RUDOLPH PERKINS

Rudy Perkins Realty

12032433820

[email protected]

Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Real Estate Corner…

 

Q: How do I set the right price to sell my home? 

A: Like many home sellers, you might have a too-high price. You need the knowledge of a REALTOR® to give you a more realistic opinion. Here’s what you should do:

  • Ask your REALTOR® for a “total market overview.” What’s happening in general in the economy and the real estate market?
  • Get the facts for your neighborhood. What homes have or haven’t sold in the last 6-12 months, and did the sales include short sales or foreclosures?  
  • Work with your REALTOR® to set the right price from the start. If you start too high, you may keep buyers away. If you lower your price in increments, it may be too late. Timing is crucial, and buyers may already have purchased another home. 

     Would you like more information on selling your home? Call and ask for my Free Consumer Report called “6 Steps For Selling Your Home For TOP DOLLAR.” I’ll send a copy right to you.

 

     Do you have a question related to real estate or home ownership? Please email me at [email protected]. Perhaps I’ll feature your question in my next issue!

 www.rudyperkinsrealty.com

"Who Wants To Win

A $50.00 Gift Certificate?"

 

Then, be the first person to answer this month's Trivia Question correctly.

 

Last Month's Trivia Question.

 

In which film did Hugh Grant say, "Is her instrument quite what it was? Perhaps not. But as Beethoven said, a few wrong notes may be forgiven, but singing without feeling cannot."
a) Notting Hill b) Love Actually c) Florence Foster Jenkins d) Four Weddings and a Funeral

 

The answer is c) Florence Foster Jenkins. So, let's move on to this month's question.

 

Who was the first author to use a "type machine," or typewriter, when writing a manuscript? 

a) Mark Twain b) Ernest Hemingway c) Emily Dickinson d) F. Scott Fitzgerald

 

Email Me At [email protected]And You Could Be One Of My Next Winners!