Selling Your Home Soon?  You’ll need my Free Consumer Guide titled, “6 Steps For Selling Your Home For TOP DOLLAR.” Call me right now at 12032433820 to learn more…


February 2023

New Haven, CT


 

 IndoorPool

Rudolph Perkins Presents...

 

Rudy Perkins Realty Newsletter!

"Insider Tips For Healthy, Wealthy & Happy Living..."


Most Important Assets For A Happy Retirement

 

     Retirement may seem a long time away for many, but it does come around more quickly than you might think. And if you genuinely want to have a happy retirement, there is a checklist of items that you should start considering as early as possible (and they’re not only financial):

 

  • Preparation: You need to save for retirement, but are you aware of how to do it smartly? Will you invest your assets? Hire an investment strategist? Hedge your bets across a diverse portfolio. These are all critical questions to consider when planning for retirement. Be sure to speak to a professional (and get a second opinion) to have a short, medium, and long-term strategy for your retirement.
  • Headspace: There’s a lot to be said about mental work. A strategic mindset is essential, whether you’re preparing for the reality of slowing down or saving large chunks of money that you could use on a home improvement project. For instance, knowing that you want to be comfortable in retirement means you may have to pinch pennies. It also means that you must do the mental work of preparing yourself for the volatility of the stock market should you choose to make the most of your savings. The stock market can be an emotional rollercoaster, especially regarding long-term investments. That’s why it’s essential to consider the amount of risk you are prepared to take when you watch the market go up and down with your savings. It isn’t for the faint of heart, so you need to have the right mindset and knowledge that investing is a long game.
  • Having a life plan: What will you do with your extra time? Some people like to take up a new hobby, others like to travel, and some retirees even take up part-time work to keep them involved and stimulated. Whatever you do, ensure that retirement is a time for joy, relaxation, and spending time doing things and with people that matter to you. It will make some of the financial sacrifices more rewarding.


 www.rudyperkinsrealty.com

Thinking Of Buying A Home Soon?

If you’re planning to buy a home in the next six months, you’ll want a copy of my Free consumer guide, “7 Secrets For Saving Thousands When Financing Your Next Home.” My report will help you avoid frustrations and costly pitfalls when buying a home.  You can get a free copy by emailing me at [email protected]

Word Of The Month…

Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…
 

Greenwash (green-wash) verb

 

Meaning: To misleadingly advertise something (a product/service/item) as more eco-friendly than it is.

 

Sample Sentence: “The new car by that manufacturer has been greenwashed.”

Have A Laugh

Which two U.S. Presidents had green thumbs? The Bushes!

 

5 Tips For Supporting A Friend Through Surgery

1. Offer help you know you can follow through on that might be organizing meals, picking up groceries, or providing transportation to and from the hospital

2. Depending on the type of surgery, suggest that they have everyday items close by or at counter height.

3. Offer to walk their dog or send vouchers to dog-walking services, like Rover.

4. Offer to make a batch of weekly pre-cooked meals, like casseroles or crock-pot dinners.

5. Help them organize paperwork, like an Advance Care Directive, medication lists, and post-operative care instructions.

 

 

 

 

Quotes To Live By…

“The secret to getting ahead is getting started.”

–Mark Twain, Writer

 

“I have learned over the years that when one’s mind is made up, this diminishes fear.”

–Rosa Parks, Civil Rights Activist

 

“If you don’t like something, change it. If you can’t change it, change your attitude.”

–Maya Angelou, Writer/Activist

 

 

 

Probiotics: How &
Why Choose One

          

     You may often hear suggestions to take probiotics, but what exactly are they, and why should you? The gut–otherwise known as the digestive tract in your body–is a unique system leading from the mouth to your bottom. Contained within the stomach are bacteria. Most bacteria are good for you and can support a healthy digestive system by providing various benefits, like boosting immunity, producing brain chemicals like serotonin, and even anti-aging benefits. However, some bacteria can cause disease, obesity, diabetes, and Alzheimer’s.

 

     That’s why people take probiotics–a friendly type of bacteria or another living microorganism–to encourage the correct balance of bacteria in the gut. Probiotics may also help with digestive problems like irritable bowel syndrome, weight loss, and skin health and can positively impact neurological disorders.
 

So, how do you find the right probiotic?

 

  • Two of the most common types are Lactobacillus and Bifidobacterium, but there are many others. Each strain of bacteria is said to support specific health conditions, too. Check with your doctor on a recommended strain for you or do some online research to see which strains are considered best for your situation.
  • Ensure the probiotic you choose is made in the United States by a reputable company that does third-party testing – a sign of higher quality supplements. Brands like Klaire Labs, Pure Encapsulations, and Designs For Health are usually doctor- or nutritionist-recommended, which is a sign of their efficacy and quality. You can buy many of these brands directly from the manufacturer online, which is the best way to ensure they are genuine and not a knock-off.
  • Most experts suggest choosing a probiotic with at least 1 billion colony-forming units (CFUs), but check with your doctor to see what they recommend.

 

 www.rudyperkinsrealty.com

Thank You! Thank You! Thank You!

Thank You! Thank You! Thank You!

 

Thanks to all my clients and friends who support my practice and graciously referred me to your friends and neighbors. Rather than pester people with unwanted calls and visits, I build my business based on positive comments and referrals from people like you. I couldn't do it without you!

 

 

Brain Teaser

I am taken from a mine, put in a wooden case from which I never escape, and yet I am used by almost everybody. What am I?

 

 

 

 

 (See page 4 for the answer.)

What's My Home Worth?

If you want to know your home's current value, I will gladly conduct a Maximum Value Home Audit. Request this "no charge" in-depth home value analysis by emailing me at: [email protected].

Meal Prep Breakfasts

It can be hard to prioritize a nutritious breakfast every morning. Here is a quick recipe to make tasty cookies to power you through the week:

  • Blend 1 cup of coconut butter, 1/2 cup maple syrup, 1 tsp salt, and 1/2 tsp baking soda until smooth.
  • While blending, toast 1/2 cup of quinoa in the oven at 350 degrees for 10 minutes.
  • Once the quinoa is cooled, mix it with 1 cup of dried fruit and 1 1/2 cups chopped nuts.
  • Using an ice cream scoop, place small round 1/4 cup amounts of batter on a lined tray and bake for 12-14 minutes until golden brown around the edges.

Once cooled, these cookies can last for a whole week in an airtight container – grab one and go!

 

Healthcare Websites

When helping a loved one through a difficult time, it’s helpful to have resources to hand, such as:

 

www.mealtrain.com – Helps to organize meals for a friend or loved one following surgery, a birth, or an illness.

 

https://www.nia.nih.gov/health/advance-care-planning-health-care-directives – Helps you navigate Advance Care Planning, like clear instructions to providers in emergencies.

 

www.rover.com – You can hire dog walkers to walk your pups or book overnight stays while you’re on vacation or in hospital/recovering.

 

 

Kids And Media

            

     Technology has advanced so quickly that there are electronic devices all around us. Kids have access to countless video games, watch hundreds of TV channels and lots of videos, and even interact with others across the world on social media and other messaging apps. That can be a frightening prospect when your child could be interacting with strangers.

 

     It can be challenging as a parent to set boundaries around screen time and interactions, and your child may get resentful if their access to technology is restricted. Another approach could include setting limits on the apps and working with the family collaboratively on a family media plan. Some ideas include:

 

  • Create a family media plan that the family can use to list media priorities. Visit healthychildren.org and search for “media plan.”
  • Check out Common Sense Media (commonsensemedia.org) for reviews of movies, TV shows, games, podcasts, books, and apps and their appropriate viewing age.
  • TV Ratings and the V-Chip – All TV sets since 1999 allow you to block TV and films based on rating. Check your TV’s instruction manual to see how to do it.

 Clean Your Windows
The Right Way

 

     Everyone has windows, and it’s always a struggle to keep them spot- and streak-free. Try this checklist to keep your panes perfect:

 

  • Place towels on the floor and a smaller one on the windowsill to collect dirt and water.
  • Clean curtains and blinds first so you don’t have dusty curtains/blinds touching your clean windows!
  • Label each screen before removing it and setting it aside.
  • Use a large duster or whisk broom to clean around the window frame.
  • Next, clean the inside of the window with a damp cloth before applying a window cleaner.
  • Use a window cleaner and spray each section as you go, using an S motion, avoiding spraying the whole window at once because it might dry before you can wipe it. Clean the window with a microfiber cloth or other lint-free cloth.
  • Dry with another cloth, a dry part of your first cloth, or a squeegee.
  • Believe it or not, the outside is more accessible because you can use a garden hose! Be sure to close all windows first and dust off debris. Rinse with the hose, then dry with a squeegee or microfiber cloth. For windows above the ground floor, use a telescoping pole with a cloth attached for cleaning and drying.

 www.rudyperkinsrealty.com

Here's A Free, Valuable Resource...

Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At www. RudyPerkinsRealty.com


Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Brain Teaser Answer:

Pencil lead

 

 

 

 

Umbrella, No Rain

Have you ever heard of a homeowner’s umbrella policy? Many people haven’t, but it’s a smart move to consider, for just a few bucks a month, that will provide additional liability coverage for your home. Umbrella policies:

  • Provide coverage beyond your existing auto and home insurance policies.
  • You may pay for things your current policies don’t, like being sued for slander or libel.
  • Protect your assets when your other policies are maxed out. Let’s say you hit another car, and your insurance covers up to $500,000, but the claim is for $1 million; you would be on the hook for the amount beyond your policy coverage. If you had an umbrella policy, it could cover the outstanding amount.

 

 

 

THANK YOU for reading Rudy Perkins Realty, my newsletter. I wanted to produce a newsletter with great content that is fun and valuable to you. Your constructive feedback is always welcome.

AND…whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you…

 

RUDOLPH PERKINS

Rudy Perkins Realty

12032433820

[email protected]

Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Real Estate Corner…

 

Q: What mistakes should I avoid when investing in real estate?

A: Even savvy investors make mistakes.   Here are three common mistakes and what you should do instead:

 

  • Not Doing Your Homework.  Evaluate your financial situation and understand the correct numbers to calculate.  Learn the basics about cash flow, appreciation, and loan amortization. 
  • Not finding the right property.  Do a thorough search, including “off MLS” deals and best buys, to find the right property for you.  Work with a REALTOR® who is an Investor Specialist.  He or she can help find a suitable investment property.  
  • Failing to get a professional inspection.  You need to know if there have been problems with the property and that they’ve been adequately addressed.

 

To learn more about owning investment property, call and ask for my Free Consumer Report, "How To Avoid 8 Dumb Mistakes Even Smart Investors Make.”  I’ll be glad to send a copy right to you.

 

Do you have a real estate question you want to be answered? Feel free to email me at [email protected]. Perhaps I'll feature your question in my next issue!

 

 

www.rudyperkinsrealty.com

"Who Wants To Win

A $50.00 Gift Certificate?"

 

Then be the first to answer this month's Trivia Question correctly. 

Last Month's Quiz.

 

What modern technological term has etymological roots in a historical Viking leader?
 
a) blockchain b) serif c) leading d) Bluetooth

 

The answer is D: Bluetooth. King Harald Gormsson was a Danish king with one blue-gray tooth, so he was known  as "King Harald Bluetooth." The founders of Bluetooth technology used the name because it was designed to connect devices, echoing King Harald's uniting of Denmark and Norway in the 10th century. 

 

This Month's Trivia Question.

 

What famous female singer recently played a 200-year-old antique flute at the Library of Congress?
 
a) Pink b) Lizzo c) Beyonce  d) Madonna

 

 Email Me At [email protected]

And You Could Be One Of My Next Winners!